Odvetniša Družba Prostran
LAW FIRM PROSTRAN

Representation of legal entities

It is unnecessary to particulary emphasize that it is prudent for employers to have insurance for civil or employer's liability in the event of injuries of their employees or third parties. This is especially true if the employer's activities involve an increased risk of injury or other forms of damage. The problem for employers is that this insurance does not cover a compensation claim from the Health Insurance Institute of Slovenia (ZZZS) or the Pension and Disability Insurance Institute (ZPIZ) against the employer for the costs of treating the injured party, and there is no insurance product available to cover this specific risk.

Insurance companies recognize the right to compensation for the injured under the condition that the employer or someone for whom the employer is responsible is liable for the injury, health impairment, or death of an employee or third party. An additional challenge for the employer is that the Health Insurance Institute of Slovenia (ZZZS) and the Pension and Disability Insurance Institute of Slovenia (ZPIZ), based on the Health Care and Health Insurance Act, have the right to claim reimbursement of treatment costs or pensions paid to the injured or relatives of deceased workers or third parties if the employer is responsible for the injury or death.

However, such risk is currently not insurable by Slovenian insurance companies, except to a very limited extent with one insurer, and can only be indirectly insured through other types of insurance.

For this reason, it is recommended that employers contact us as soon as possible for advice on how to adequately insure against such risks. If they do not have the risk insured, it is advisable for employers to call us immediately when an injury occurs, so we can advise them on further actions and help them to avoid incurring unnecessary costs.

Odvetnik za odškodnine  – brezplačno pravno svetovanje

Odvetnik za odškodnine  –
brezplačno pravno svetovanje

zastopanje pravnih oseb, zastopanje pravnih oseb, zastopanje pravnih oseb, zastopanje pravnih oseb, zastopanje pravnih oseb, 

Free
legal consultation

We offer you in the following cases:
   - if you have been physically injured:
        • in a traffic accident, at workplace, on public property or on             private property
        • if you have accident insurance
        • if you have insurance for surgeries, serious illnesses
           except when additional expert opinion is needed,
           and other types of insurance for bodily injuries
        • in a maritime accident damage caused by the owner
           or operator of the vessel
        • during an assault or brawl
    - if you have been a victim of medical malpractice except      when additional expert opinion is needed
    - if you, as a legal entity or a self-employed individual, have suffered       material or non-material damage (except when additional expert      opinion is needed)
    - if you have suffered damage as an individual due to professional       errors in various professions
    - and in other cases of claiming compensation, when the lawyer       and the client agree
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Describe your case in more detail
We offer you in the following cases:
   - if you have been physically injured:
      • in a traffic accident, at workplace, on public property or on private property
       • if you have accident insurance
       • if you have insurance for surgeries, serious illnesses (except when additional expert opinion is needed), and other types of insurance for bodily injuries
       • in a maritime accident (damage caused by the owner or operator of the vessel)
       • during an assault or brawl
   - if you have been a victim of medical malpractice (except when additional expert opinion is needed)
   - if you, as a legal entity or a self-employed individual, have suffered material or non-material damage (except when additional expert opinion is needed)
  - if you have suffered damage as an individual due to professional errors in various professions
   - and in other cases of claiming compensation, when the lawyer and the client agree
Your information
Describe your case in more detail