{"id":2965,"date":"2023-12-13T15:29:47","date_gmt":"2023-12-13T15:29:47","guid":{"rendered":"https:\/\/www.prostran.si\/?p=2965"},"modified":"2024-02-27T09:58:59","modified_gmt":"2024-02-27T09:58:59","slug":"ao-plus-odskodnina","status":"publish","type":"post","link":"https:\/\/www.prostran.si\/srb-bos-hrv\/ao-plus-odskodnina\/","title":{"rendered":"AO plus od\u0161kodnina"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"2965\" class=\"elementor elementor-2965\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-16ac13d2 elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"16ac13d2\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6b75b198\" data-id=\"6b75b198\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-35d33037 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"35d33037\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">AO plus od\u0161kodnina<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4fe08613 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4fe08613\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1e8da38a\" data-id=\"1e8da38a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-26ed219f elementor-widget elementor-widget-text-editor\" data-id=\"26ed219f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"western translation-block\" lang=\"sl-SI\" align=\"justify\"><span style=\"font-size: medium\">\u010ce ste utrpeli telesne po\u0161kodbe v prometni nesre\u010di za katero ste sami odgovorni, lahko vlo\u017eite  od\u0161kodninski zahtevek pridobite zavarovalnino, ki bo odmerjena po pravilih od\u0161kodninskega prava. <\/span><\/p><p class=\"western\" lang=\"sl-SI\" align=\"justify\"><span style=\"font-size: medium;\">Od\u0161kodnina vam pripada ob naslednjih pogojih:<\/span><\/p><ul><li lang=\"sl-SI\"><span style=\"font-size: medium;\"><span lang=\"sl-SI\">\u010de<\/span><\/span><span style=\"font-size: medium;\"> ste imeli veljavno sklenjeno AO plus zavarovanje, ki je dodatno zavarovanje na polici avtomobilskega zavarovanja; AO plus zavarovanje nudi zavarovalno kritje za telesne po\u0161kodbe voznika, ki je povzro\u010dil prometno nesre\u010do in<\/span><\/li><li lang=\"sl-SI\"><span style=\"font-size: medium;\"><span lang=\"sl-SI\">\u010de<\/span><\/span><span style=\"font-size: medium;\">\u00a0ste utrpeli telesne po\u0161kodbe, ki <\/span><span style=\"font-size: medium;\">niso izklju\u010dene<\/span><span style=\"font-size: medium;\"> iz zavarovalnega kritja in<\/span><\/li><li lang=\"sl-SI\"><span style=\"font-size: medium;\"><span lang=\"sl-SI\">\u010de<\/span><\/span><span style=\"font-size: medium;\"> ste o prometni nesre\u010di obvestili policijo<\/span><\/li><\/ul><p class=\"western\" lang=\"sl-SI\" align=\"justify\"><span style=\"font-size: medium;\">Od\u0161kodnina za prometno nesre\u010do <\/span><span style=\"font-size: medium;\">iz AO plus zavarovanja vam pripada ob upo\u0161tevanju slede\u010dih omejitev zavarovalnega kritja:<\/span><\/p><ul><li lang=\"sl-SI\"><span style=\"font-size: medium;\">le do vi\u0161ine zavarovalne vsote, ki je pri ve\u010dini zavarovalnic omejena na 51.000 EUR (pri nekaterih pa na 100.000 EUR)<\/span><\/li><li lang=\"sl-SI\"><span style=\"font-size: medium;\">ni krita od\u0161kodnina zaradi strahu <\/span><\/li><li lang=\"sl-SI\"><span style=\"font-size: medium;\">pri eni zavarovalnici ni krita od\u0161kodnina zaradi prask in udarnin <\/span><\/li><li lang=\"sl-SI\"><span style=\"font-size: medium;\">od\u0161kodnina za izpad dohodka<\/span><b> <\/b><span style=\"font-size: medium;\">(ne pri vseh zavarovalnicah) <\/span><\/li><\/ul><p class=\"western translation-block\" lang=\"sl-SI\" align=\"justify\"><span style=\"font-size: medium\">Vi\u0161ina od\u0161kodnine je odvisna od:<\/span><\/p><ul><li lang=\"sl-SI\"><span style=\"font-size: medium;\">vrste telesne po\u0161kodbe, ki ste <\/span><span style=\"font-size: medium;\"><span lang=\"sl-SI\">jo<\/span><\/span><span style=\"font-size: medium;\"> utrpeli<\/span><\/li><li lang=\"sl-SI\"><span style=\"font-size: medium;\">bole\u010din in nev\u0161e\u010dnosti, ki ste jih trpeli med zdravljenjem ter \u010dasa zdravljenja<\/span><\/li><li lang=\"sl-SI\"><span style=\"font-size: medium;\"><span lang=\"sl-SI\">t<\/span><\/span><span style=\"font-size: medium;\">ega<\/span><span style=\"font-size: medium;\"><span lang=\"sl-SI\">,<\/span><\/span><span style=\"font-size: medium;\"> ali so vam ostale trajne posledice<\/span><\/li><\/ul><p class=\"western\" lang=\"sl-SI\" align=\"justify\">\u010ce ste v prometni nesre\u010di utrpeli posebno hude telesne po\u0161kodbe, pripada va\u0161im bli\u017enjim (zakoncu, zunajzakonskemu partnerju, otrokom, bratom in sestram) od\u0161kodnina zaradi posebno te\u017eke invalidnosti (od\u0161kodnina za du\u0161evne bole\u010dine). V primeru, da je nekdo umrl v prometni nesre\u010di, pripada svojcem od\u0161kodnina iz naslova du\u0161evnih bole\u010din zaradi smrti bli\u017enjega.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4497ab7 elementor-widget elementor-widget-image\" data-id=\"4497ab7\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/bildproduction.com\" target=\"_blank\" rel=\"noopener noreferrer nofollow\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"500\" height=\"150\" src=\"https:\/\/www.prostran.si\/wp-content\/uploads\/2024\/01\/mag.kristijan_prostran.png\" class=\"attachment-large size-large wp-image-4445\" alt=\"Odvetni\u0161ka Dru\u017eba Prostran - Ekipa - Kristijan Prostran - blog - druga podro\u010dja dela - kontakt - nezgodna zavarovanja - po\u0161kodba na javni ali zasebni povr\u0161ini - po\u0161kodba pri delu - prometna nesre\u010da - zastopanje pravnih oseb - zdravni\u0161ka napaka - Odvetnik za od\u0161kodnine - vi\u0161ina od\u0161kodnine - zavarovanje odgovornosti zasebnika - od\u0161kodnina za po\u0161kodbo na javni povr\u0161ini - ni\u010dnost kreditov \u0161vicarskih frankov - od\u0161kodninska to\u017eba - AO plus od\u0161kodnina - od\u0161kodninska odgovornost delodajalca - kdaj ni potrebno klicati policije - kako ravnati v primeru prometne nesre\u010de - od\u0161kodninski zahtevki ZZZS in ZPIZ - Evropsko poro\u010dilo o prometni nesre\u010di - Od\u0161kodninski zahtevek - Od\u0161kodnina za izbris - trk z divjadjo - zlom ledvenega vretenca - od\u0161kodninska to\u017eba - nezgodna zavarovanja - Od\u0161kodnina za poklicno bolezen\" srcset=\"https:\/\/www.prostran.si\/wp-content\/uploads\/2024\/01\/mag.kristijan_prostran.png 500w, https:\/\/www.prostran.si\/wp-content\/uploads\/2024\/01\/mag.kristijan_prostran-300x90.png 300w, https:\/\/www.prostran.si\/wp-content\/uploads\/2024\/01\/mag.kristijan_prostran-18x5.png 18w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3f7f6e7 elementor-widget elementor-widget-text-editor\" data-id=\"3f7f6e7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>AO plus od\u0161kodnina, AO plus od\u0161kodnina, AO plus od\u0161kodnina, AO plus od\u0161kodnina, AO plus od\u0161kodnina,\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-255461f6 e-flex e-con-boxed e-con e-parent\" data-id=\"255461f6\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2f4254c elementor-align-center elementor-widget elementor-widget-button\" data-id=\"2f4254c\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#elementor-action%3Aaction%3Dpopup%3Aopen%26settings%3DeyJpZCI6IjMwOCIsInRvZ2dsZSI6ZmFsc2V9\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Advokat za od\u0161tete \u2013 besplatno pravno savetovanje<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>AO plus od\u0161kodnina \u010ce ste utrpeli telesne po\u0161kodbe v prometni nesre\u010di, za katero ste sami odgovorni, lahko vlo\u017eite od\u0161kodninski zahtevek in pridobite zavarovalnino, ki bo odmerjena po pravilih od\u0161kodninskega prava. Od\u0161kodnina vam pripada ob naslednjih pogojih: \u010de ste imeli veljavno sklenjeno AO plus zavarovanje, ki je dodatno zavarovanje na polici avtomobilskega zavarovanja; AO plus zavarovanje [&hellip;]<\/p>","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"elementor_header_footer","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-2965","post","type-post","status-publish","format-standard","hentry","category-odvetniska-druzba-prostran"],"_links":{"self":[{"href":"https:\/\/www.prostran.si\/srb-bos-hrv\/wp-json\/wp\/v2\/posts\/2965","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.prostran.si\/srb-bos-hrv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.prostran.si\/srb-bos-hrv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.prostran.si\/srb-bos-hrv\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.prostran.si\/srb-bos-hrv\/wp-json\/wp\/v2\/comments?post=2965"}],"version-history":[{"count":0,"href":"https:\/\/www.prostran.si\/srb-bos-hrv\/wp-json\/wp\/v2\/posts\/2965\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.prostran.si\/srb-bos-hrv\/wp-json\/wp\/v2\/media?parent=2965"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.prostran.si\/srb-bos-hrv\/wp-json\/wp\/v2\/categories?post=2965"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.prostran.si\/srb-bos-hrv\/wp-json\/wp\/v2\/tags?post=2965"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}