{"id":473,"date":"2023-11-08T10:37:10","date_gmt":"2023-11-08T10:37:10","guid":{"rendered":"https:\/\/www.prostran.si\/?page_id=473"},"modified":"2024-02-26T09:43:27","modified_gmt":"2024-02-26T09:43:27","slug":"nezgodna-zavarovanja","status":"publish","type":"page","link":"https:\/\/www.prostran.si\/eng\/nezgodna-zavarovanja\/","title":{"rendered":"Accident insurance"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"473\" class=\"elementor elementor-473\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-486088d0 elementor-section-height-min-height elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"486088d0\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-custom\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-74124bd8\" data-id=\"74124bd8\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3a3084b9 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"3a3084b9\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/www.prostran.si\/eng\/nezgodna-zavarovanja\/\"><font color=\"#B79743\">Accident insurance<\/font><\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5f68411f elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"5f68411f\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:600}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>People often mistakenly think that they will obtain insurance coverage for accident insurance simply by getting injured. The condition to obtain adequate insurance coverage (e.g., daily indemnity for injury) is that the injury occurs in a manner defined in the definition of accident stated in general conditions of insurance policy. Given that insurance companies are highly-profitable entities, their general conditions of insurance policies increasingly include many limitations or exclusions of coverage, for which they do not provide insurance coverage.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-630996c2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"630996c2\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-25f123b5 elementor-invisible\" data-id=\"25f123b5\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-73f18dfa elementor-hidden-desktop elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"73f18dfa\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-430833a3 elementor-invisible\" data-id=\"430833a3\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeIn&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-22410b8 elementor-widget elementor-widget-text-editor\" data-id=\"22410b8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Fifteen years accident insurance general condition comparison shows that in the currently valid general conditions, compared to the old ones, insurance companies have specified numerous additional exceptions (limitations or exclusions of coverage) that may prevent you from receiving daily compensation, disability, and other guarantees from the insurance contract. For this reason, it is advisable to read the insurance general conditions yourself or with the help an insurance representative or with help of lawyer, specialized it insurance law, before signing an insurance offer.<\/p><p>The most common form of insurance contracts is accident insurance, which typically includes coverage for cases such as disability, daily compensation, hospitalization benefits, accidental death, treatment costs, accident annuity, etc. The right to these payments depends on the type of accident insurance you had at the time of the accident, and the amount of the payout also depends on how high an insurance premium you were paying.<\/p><p>In our law firm, we also enforce claims from other insurance contracts, in collaboration with experts from various fields, such as:<\/p><p>\u2022 Insurance for serious illnesses\u00a0 \u00a0 \u00a0 \u00a0 \u00a0\u2022 Insurance for surgeries<\/p><p>\u2022 Life insurance\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u2022 Collision insurance<\/p><p>\u2022 Civil\/professional liability insurance for various professions<\/p><p>\u2022 Anti-burglary insurance\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 &nbsp;\u00a0\u00a0\u00a0\u00a0\u00a0 \u00a0\u2022 Property insurance<\/p><p>\u2022 Fire insurance\u00a0 \u00a0 \u00a0\u00a0\u2022 Comprehensive motor vehicle insurance<\/p><p>\u2022 Machinery breakdown insurance<\/p><p>Based on our previous experiences (more than 20,000 filed various compensation claims and claims of insurance benefits), we can assure you that you should not expect the insurance company to easily pay you what you are insured for (e.g., for serious illnesses, daily indemnity, etc.). Therefore, we advise you to authorize a lawyer with a lot of experience in insurance law and who is familiar with judicial practice.<\/p><p class=\"western\" align=\"justify\">If you want free legal advice from a lawyer specialized in insurance law, call us immediately when you get injured, and you will receive quick and free guidance on how to act to avoid problems later in obtaining the highest possible daily indemnity for injuries, disabilities, and other insured risks.\u00a0\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-48cb149 elementor-hidden-tablet elementor-hidden-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"48cb149\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-8f5b119 elementor-invisible\" data-id=\"8f5b119\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeIn&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-486a2d1 elementor-widget elementor-widget-text-editor\" data-id=\"486a2d1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Fifteen years accident insurance general condition comparison shows that in the currently valid general conditions, compared to the old ones, insurance companies have specified numerous additional exceptions (limitations or exclusions of coverage) that may prevent you from receiving daily compensation, disability, and other guarantees from the insurance contract. For this reason, it is advisable to read the insurance general conditions yourself or with the help an insurance representative or with help of lawyer, specialized it insurance law, before signing an insurance offer.<\/p><p>The most common form of insurance contracts is accident insurance, which typically includes coverage for cases such as disability, daily compensation, hospitalization benefits, accidental death, treatment costs, accident annuity, etc. The right to these payments depends on the type of accident insurance you had at the time of the accident, and the amount of the payout also depends on how high an insurance premium you were paying.<\/p><p>In our law firm, we also enforce claims from other insurance contracts, in collaboration with experts from various fields, such as:<\/p><p>\u2022 Insurance for serious illnesses\u00a0\u00a0 \u00a0\u2022 Insurance for surgeries\u00a0 \u00a0 \u2022 Life insurance\u00a0 \u00a0    \u2022 Collision insurance \u00a0    \u00a0\u2022 Civil\/professional liability insurance for various professions \u00a0\u00a0<br \/>\u2022 Anti-burglary insurance\u00a0  \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u2022 Property insurance\u00a0 \u00a0 \u00a0\u00a0\u00a0\u00a0&nbsp; \u00a0\u2022 Fire insurance\u00a0 \u00a0 \u2022 Comprehensive motor vehicle insurance\u00a0\u00a0  \u2022 Machinery breakdown insurance<\/p><p>Based on our previous experiences (more than 20,000 filed various compensation claims and claims of insurance benefits), we can assure you that you should not expect the insurance company to easily pay you what you are insured for (e.g., for serious illnesses, daily indemnity, etc.). Therefore, we advise you to authorize a lawyer with a lot of experience in insurance law and who is familiar with judicial practice.<\/p><p class=\"western\" align=\"justify\">If you want free legal advice from a lawyer specialized in insurance law, call us immediately when you get injured, and you will receive quick and free guidance on how to act to avoid problems later in obtaining the highest possible daily indemnity for injuries, disabilities, and other insured risks.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-a4a94af elementor-hidden-tablet elementor-hidden-mobile e-flex e-con-boxed e-con e-parent\" data-id=\"a4a94af\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-6ec51c0 e-flex e-con-boxed e-con e-child\" data-id=\"6ec51c0\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-486345d e-flex e-con-boxed e-con e-child\" data-id=\"486345d\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3e3b6e3 e-flex e-con-boxed e-con e-child\" data-id=\"3e3b6e3\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7485e20 elementor-hidden-tablet elementor-hidden-mobile elementor-hidden-desktop elementor-widget elementor-widget-text-editor\" data-id=\"7485e20\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Odvetnik za od\u0161kodnine\u00a0 &#8211; brezpla\u010dno pravno svetovanje<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3f411ee elementor-hidden-desktop elementor-widget elementor-widget-text-editor\" data-id=\"3f411ee\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Odvetnik za od\u0161kodnine\u00a0 &#8211;<br \/>brezpla\u010dno pravno svetovanje<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-37a8668c e-flex e-con-boxed e-con e-parent\" data-id=\"37a8668c\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-71895a0 elementor-widget elementor-widget-text-editor\" data-id=\"71895a0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>nezgodna zavarovanja, nezgodna zavrovanja nezgodna zavarovanja, nezgodna zavrovanjanezgodna zavarovanja, nezgodna zavrovanjanezgodna zavarovanja, nezgodna zavrovanjanezgodna zavarovanja, nezgodna zavrovanjanezgodna zavarovanja, nezgodna zavrovanjanezgodna zavarovanja, nezgodna zavrovanja<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-60e63bbe elementor-align-center elementor-widget elementor-widget-button\" data-id=\"60e63bbe\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#elementor-action%3Aaction%3Dpopup%3Aopen%26settings%3DeyJpZCI6IjMwOCIsInRvZ2dsZSI6ZmFsc2V9\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Lawyer specialized in compensation law \u2013 free legal advice<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2506b72 elementor-widget elementor-widget-image\" data-id=\"2506b72\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"http:\/\/www.bildproduction.com\" target=\"_blank\" rel=\"noopener noreferrer nofollow\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"500\" height=\"150\" src=\"https:\/\/www.prostran.si\/wp-content\/uploads\/2024\/01\/mag.kristijan_prostran.png\" class=\"attachment-large size-large wp-image-4445\" alt=\"Odvetni\u0161ka Dru\u017eba Prostran - Ekipa - Kristijan Prostran - blog - druga podro\u010dja dela - kontakt - nezgodna zavarovanja - po\u0161kodba na javni ali zasebni povr\u0161ini - po\u0161kodba pri delu - prometna nesre\u010da - zastopanje pravnih oseb - zdravni\u0161ka napaka - Odvetnik za od\u0161kodnine - vi\u0161ina od\u0161kodnine - zavarovanje odgovornosti zasebnika - od\u0161kodnina za po\u0161kodbo na javni povr\u0161ini - ni\u010dnost kreditov \u0161vicarskih frankov - od\u0161kodninska to\u017eba - AO plus od\u0161kodnina - od\u0161kodninska odgovornost delodajalca - kdaj ni potrebno klicati policije - kako ravnati v primeru prometne nesre\u010de - od\u0161kodninski zahtevki ZZZS in ZPIZ - Evropsko poro\u010dilo o prometni nesre\u010di - Od\u0161kodninski zahtevek - Od\u0161kodnina za izbris - trk z divjadjo - zlom ledvenega vretenca - od\u0161kodninska to\u017eba - nezgodna zavarovanja - Od\u0161kodnina za poklicno bolezen\" srcset=\"https:\/\/www.prostran.si\/wp-content\/uploads\/2024\/01\/mag.kristijan_prostran.png 500w, https:\/\/www.prostran.si\/wp-content\/uploads\/2024\/01\/mag.kristijan_prostran-300x90.png 300w, https:\/\/www.prostran.si\/wp-content\/uploads\/2024\/01\/mag.kristijan_prostran-18x5.png 18w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Nezgodna zavarovanja Ljudje pogosto zmotno mislijo, da bodo zavarovalnino za nezgodno zavarovanje pridobili \u017ee s tem, ko so se po\u0161kodovali. Pogoj, da pridobite ustrezno zavarovalnino (npr. dnevna od\u0161kodnina za po\u0161kodbo) je, da ste se po\u0161kodovali na na\u010din, kot je opredeljen v definiciji nezgode, zapisani v splo\u0161nih pogojih zavarovanj. Glede na to, da so zavarovalnice visoko [&hellip;]<\/p>","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"footnotes":""},"class_list":["post-473","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.prostran.si\/eng\/wp-json\/wp\/v2\/pages\/473","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.prostran.si\/eng\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.prostran.si\/eng\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.prostran.si\/eng\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.prostran.si\/eng\/wp-json\/wp\/v2\/comments?post=473"}],"version-history":[{"count":0,"href":"https:\/\/www.prostran.si\/eng\/wp-json\/wp\/v2\/pages\/473\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.prostran.si\/eng\/wp-json\/wp\/v2\/media?parent=473"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}